We offer quick & easy, competitive vehicle financing through NZ Motor Finance, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.
At NZ Motor Finance we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.
You may see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.
NZ Motor Finance can provide you with:
- A range of interest rates and finance terms
- Repayments to suit your budget
- Full disclosure around how repayments are calculated
- Ability to use your trade as your deposit
- Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
- Applications that are quick and easy, apply online whenever you want
It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.
Check our credit contract and terms and conditions here.
Fees and charges
- Current maximum annual interest rate 17.95%
- Establishment fee $195
- Dealer Referral Fee $200
- PPSR fee $10.35
- Monthly account fee $4
- Early settlement fee $25
- Dishonoured payment fee $15
- Variation fee $40
- Repossession Warning Notice $25
- Repossession Authority $65
- Post Repossession Notice $80